laotaibanmen，bujiedaodaobicipengshangguozheleishendishibuhuiyou：keshi，chulechengshijiaotongsiwangshigu，jiaotongjubabapanlemourenquanze，kexiuwanchemourenkeshilaizhang，buleyikuiben。xiamianbianjijiugenrenmenliaoliao，faxiantongleiwudederenyingzaban！

ruguozanmentoubaolejiaoqiangxianheshangyexianlide“sanzhexianhechesunxian”dehua，neimezheshihouwomenjiukeyixiangbaoxiangongsishenqing“daiweizhuichang”。

什么叫代位追償？

jiandanyixingshuoba，jiushishuoyouzanderenshoubaoxiandagongsixiandianweixiufuwufeihou，zaixiangchengdandezerenfangquzhuiyaopeichangkuan。

適用范圍

1.bierenjidongcheliangwubaoxianfuwu;

2.kehuwushehuijingjipeichangjinshuiping;

3.tayiweidishuawulai;

4.tarenjubujieshouzaigaosujiaojingpinggukebenshangjianzi;

5.tazhaoshitaoyidanchetupianxinxichazhengmeiyoucuowu。

不適用范圍

1.yifangsiwangshigu，bumiqiexiangguan3.zhesunshifeide；

2.傷亡事故中的外胎、鋁圈、后視鏡已經車外化學品沒有在賠付位置以里。

 保險服務我司也耍賴？

 wangluopingtaiyouxiaohuozibanfanying，xiangziwodebaoxianfuwudanweishenqing“daiweizhuichang”，buguoqueyaocaiyongyixiechuxianlaigusuan，zheguranbuhemuli，zheshiyouyutaquanze，dajiashiwuzefang。

建議采取兩種應對措施：

1.bawentuodagongsitoushudaobaojianhui，buanxiangguanguidingshixingwentuodagongsishihuibeichufade

 2.xiangzhixingjutichususonggerendewendingchangjia，biaozhunyaoqiuchengdanwendingpeibaokuan，zhewentiyiyouxiaohuoerbandazhongleguansijiufenan。

小編的律師朋友回復：

 《renshoushangyexianzhuangxiudanweifa》di60tiaoyoumingquehuazanxingguiding：”daiweizhuichanggaishifalvzhuanyefuyulerenshoushangyexianzhuangxiudanweirendezhizequanxian，bingbushikoujiananquanfuwu。renshoushangyexianzhuangxiudanweizhuangxiudanweinanyiyidahuodaiweizhuichang，jiangduorenshoushangyexianzhuangxiudanweizhuangxiudanweirenziliaogongfeijilipeiyachaweitiaojian，yenanyiyibeirenshoushangyexianzhuangxiudanweirenhuankaishifanjirenbunengxiangyaoranhouzhechengzaizhizeweiyou，erbuchengzairenshoushangyexianzhuangxiudanweizhize。

這般說大伙兒搞清楚了吧！且面對肇事方，僅僅人民警察大叔開了了交通網義務處決書，僅僅只要你會簽結案，肇事方的車是沒辦法依據年檢的。

寫在最后

 bizhegeixiaohuozibanmentigexing，dierniangoumaichexiandeshiqianwanyaowenhenqingchuxieyidebiaozhun，zhenduishi“daiweizhuichang”feichangduorenshenxiansidoujiang”daiweizhuichang“xiejinlebaoxiandexieyibiaomingli，wanjiayaorenzhenzixidikanzhu，yimian geizanziyiyinfajingjishihuishangdecaichansunshi。